In Bergen County as in many areas of New Jersey and the U.S., many people are struggling with overwhelming debt. This has always been a risk for people who borrow money, especially in today's challenging economic climate. Many who never expected to be unemployed, experience business failure or suffer great decreases in income are having to come to grips with a new reality.
Did your Bergen County small business go under? Has everyone at your Bergen County place of employment been forced to take large pay cuts — right at the time your child started college or you had contracted for a home expansion? Have you or your spouse experienced ongoing medical challenges at a time when your employer's health insurance is covering less? Has your marital failure and a looming divorce pulled the rug out from under your finances? Has someone in your family suffered a serious or catastrophic injury, making it necessary for you to cut back on work and help out the injured one?
Whatever brought you to this web page in pursuit of information about filing bankruptcy in Bergen County, rest assured that we are well qualified and well equipped to answer your questions – and help you develop a strategy about the best time to file bankruptcy. Our years of experience and depth of knowledge can work to your benefit. Contact us regarding any bankruptcy topic or question such as the following:
- What is the difference between a Chapter 7, a Chapter 13 and a Chapter 11 bankruptcy?
- What is Chapter 7 bankruptcy? Do you qualify?
- Is Chapter 13 bankruptcy in your best interest, as opposed to alternatives to bankruptcy such as loan modification of your mortgage?
- Does your floundering Bergen County business need a Chapter 11 bankruptcy filing to move forward?
- Can you discharge unpaid back taxes in bankruptcy?
- Is bankruptcy your best option in these troubled times?
- How will you deal with secured creditors in bankruptcy – such as your boat loan lender and your car loan lender?
Consult With a Hackensack Chapter 7 Bankruptcy Lawyer
Answering these and other questions to your satisfaction is one of the things our attorneys do well at Scura, Mealey, Wigfield & Heyer, LLP. If you decide to move forward with bankruptcy, we pledge to do all that we can to smooth the way for you. We don't want your bankruptcy experience to be any more difficult than it has to be. You may wonder "how you can afford bankruptcy." Rest assured that we have helped many Bergen County and other New Jersey residents discover the way to a fresh start through bankruptcy.
Contact one of our Bergen County bankruptcy lawyers today for a free initial consultation. We have offices in Wayne and Hoboken to serve you better.
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