Essex County has been hard hit by foreclosures and bankruptcy filings in recent years. The economic challenges of the time period that we are living through have hit home in our Essex County communities. Scura, Mealey, Wigfield & Heyer, LLP, offers free initial consultations to Essex County residents who are considering bankruptcy as an option for themselves and their Essex County small businesses.
As you consider bankruptcy as a legal remedy, you are likely to have important questions and concerns, such as the following:
- Are there good alternatives to bankruptcy applicable in your situation?
- What factors should you consider as you decide whether to file bankruptcy?
- What if you are getting divorced? Which should come first, the bankruptcy or the divorce?
- Will unpaid back taxes be discharged in your Essex County bankruptcy?
- Is debt forgiven in bankruptcy considered to be taxable income?
- Should you file bankruptcy under New Jersey laws or under federal laws?
- What about second mortgages? Can they be discharged in bankruptcy, along with other consumer debt?
Rest assured that you are not alone in your consideration of bankruptcy in Essex County. Overwhelming debt touches people of many socioeconomic classifications. Even wealthy people sometimes fall into financial trouble — for example, when businesses fail — and realize that bankruptcy may be their best option in these challenging economic times.
Contact a Newark Chapter 7 Bankruptcy Lawyer
Our attorneys and staff are here to answer your questions about bankruptcy and help you through the process if you decide to file Chapter 7 or Chapter 13 bankruptcy, or Chapter 11 for your Essex County small business.
Contact one of our Essex County bankruptcy lawyers today for a free initial consultation. We have offices in Wayne and Hoboken to serve you better.
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