Hudson County Bankruptcy Attorney
If you are looking for a way to eliminate your debt while retaining your most important assets, or if you do not qualify for Chapter 7 bankruptcy, Chapter 13 bankruptcy may be right for you. Chapter 13 bankruptcy could also be the best way to stop a foreclosure of your home while allowing you to restructure your mortgage into a payment plan you can afford.
Free Initial Consultations for Chapter 13 Bankruptcy Clients
At the law offices of Scura, Mealey, Wigfield & Heyer, LLP, our Hoboken Chapter 13 bankruptcy attorneys can help you get the debt relief you deserve. Representing individuals, families and small businesses throughout eastern New Jersey and the New York City metropolitan area, we can help you find solutions that work.
Many Hoboken Chapter 13 bankruptcy law firms provide a limited amount of bankruptcy services, but our lawyers can help you explore your full range of debt relief options, including:
- Chapter 13 debt reorganization
- Chapter 11 reorganization for businesses
- Chapter 7 bankruptcy
By evaluating your full range of options, we will make sure you find a plan tailored to your needs. If you decide that Chapter 13 bankruptcy is right for you, it will allow you to:
- Eliminate much of your credit card debt and restructure remaining payments
- Keep equity in your house and prevent mortgage foreclosure
- Keep your car
- Stop wage garnishment and tax liens
What Can Chapter 13 Do for You?
Chapter 13 bankruptcy is most often pursued by people looking to save their home or another real estate investment from foreclosure and catch up on mortgage payments. Working with your creditors, we will come up with a 60-month plan that you can actually afford.
If you are unable to pay off all of your mortgage or credit card debt over the next five years, you may be able to reach an agreement with your creditors to pay as little as five percent of your total debt.
One of the main benefits of filing for Chapter 13 bankruptcy is that your property will be protected from seizure from creditors. There are a number of flexible plans available within Chapter 13 bankruptcy, and we can help you find one that work for you.
Contact Us to Learn More About Chapter 13 Bankruptcy
As a debt relief agency, we are ready to help you explore your full range of options. Ready to answer all your Chapter 13 bankruptcy questions, we will make sure you find solutions. Contact us today to schedule a free initial consultation and stop worrying tonight.
