"No Fault" Car Accident? Can You Still Seek Damages?
Roads such as Highway 287, the New Jersey Turnpike, the Garden State Parkway, Route 80, Route 3, Route 46 and Route 23 running through New Jersey are among the most crowded and dangerous in the nation.
Automobile accidents are accountable for the most common form of injuries. Under New Jersey's "No Fault" insurance system, your auto insurance is required to compensate you for losses sustained in a motor vehicle accident. This includes losses for:
- Medical bills and on-going treatment
- Lost wages and earnings
- Property damage
- Pain and suffering
- All other associated financial damages
Insurance Claims for Liability and Other Damages
In New Jersey, each car, truck or motorcycle on the road must carry liability insurance. If you cause an accident, your insurance company will defend you and compensate the injured person to a certain extent. If the other driver caused the motor vehicle accident, the other insurance company is expected to do the same. Unfortunately, in the case of uninsured and underinsured drivers, it means you will have to file against your own policy for damages. The personal injury action seeking compensation for the injuries is known as a tort.
Scura, Mealey, Wigfield & Heyer, LLP, has been helping injured drivers, passengers and pedestrian seek full and fair money damages from insurance companies since 1972. Our experienced trial attorneys know the issues involved in fighting for maximum compensation and we know the tactics and strategies insurance defense lawyers will use to minimize their payouts.
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In motor vehicle accidents, and in any personal injury litigation, there are essentially two elements that must be satisfied in order to have a claim:
Liability - This means very simply that one person must have been at fault and have caused the accident. This is more commonly known as being "negligent".
Damages - Typically, damages are a combination of factors such as the injuries, out-of-pocket expenses, past and future lost wages and the pain and suffering that you experience as a result of the accident.
Contact us to discuss your insurance claim needs following an accident involving a car, truck or motorcycle accident.