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Scura Wigfield Heyer & Stevens Blog

Commercial truck safety checks and federal safety regulations

  • 22
  • May
    2015

The trucking industry serves an important role in New Jersey and other states in the nation. While it helps commerce and provides a resourceful way to transport large shipments quickly across the nation, the large trucks used in the trucking industry create numerous risks and dangers on the roadways. Semi-trucks are massive vehicles that do not maneuver the same ways as other automobiles. Moreover, they have large blind spots, are used to travel long distances, require routine maintenance and have regulations regarding safety checks and hours or service for truck drivers.

Commercial truck safety checks are an important step to complete for all large trucks traveling in New Jersey. The Transportation Safety Bureau helps provide technical assistance for accident investigation of commercial vehicles. The bureau also assists police departments, prosecutor's offices, the general public and other government agencies.

Foreclosure Law Firm Faces its own Financial Crisis

  • 22
  • May
    2015

A 200 employee foreclosure law firm based predominmently in Florida and two other southern states has announced that it intends to file an Assignement for the Benefit of Creditors.  The law firm of Butler and Hosch told employees this week via a teleconference of the law firm's closing and that employees would not be getting paid for the last three weeks of work.

Worse yet for the attorneys working at the firm, the attorneys will still have to serve clients or risk problems with the ethics committee.  Local defense counsel reported that the firm did not send attorneys to cover serveral cases scheduled on Monday.

What can New Jersey debt collectors do with time-barred debts?

  • 20
  • May
    2015

Dealing with debt is never a pleasant situation. While having some form of debt is not uncommon for New Jersey consumers, when debt accumulates, debtors might encounter additional financial challenges. When a consumer fails to pay a debt, debt collectors might step in to recover those debts for creditors. However, depending on how old the debts are, debt collectors might be time-barred.

What can debt collectors do with time-barred debts? Depending on the state and type of debt, debt collectors might not be able to sue consumers to collect an old debt. Because debt collectors have a limited number of years to initiate a lawsuit to recover unpaid debts, they might be barred from suing individuals for unpaid debt. This is known as the statute of limitations.

How can consumers budget after filing for bankruptcy?

  • 15
  • May
    2015

Dealing with financial problems is never easy for individuals in New Jersey or elsewhere in the nation. In most cases, individuals and families are able to initiate a debt relief option in order to address and sometimes alleviate their debt problems. But going back to everyday life after filing for bankruptcy can be difficult for some. Consumers fear that they might make the same they made before bankruptcy, causing them to land them right back into debt problems.

How can consumers budget after bankruptcy? Budgeting can be challenging for some, especially if they never spent much time learning about it in the past. While it could be difficult to initiate and keep in one's everyday life, consumers should understand what a useful tool budgeting is when it comes to dealing with their spending and debt issues.

Two pedestrians killed by police car on New Jersey Turnpike

  • 13
  • May
    2015

Traveling by foot is not uncommon in New Jersey. Of course, it is a good idea for pedestrians to utilize sidewalks and crosswalks when out and about. Unfortunately, sidewalks and crosswalks are not always available. Although it is not very common for pedestrians to walk on major roads such as highways and interstates, if a motorists' vehicle breaks down, a driver might need to travel by foot to get help. Such a situation could be very dangerous, leading to a serious or even fatal pedestrian accident.

New Jersey authorities were recently dispatched to a pedestrian accident on the New Jersey Turnpike. Preliminary reports suggest that the two pedestrians were supposedly walking in the left lane of the road after their car broke down. While walking away from the disabled vehicle, a police car struck the two pedestrians.

Atlantic City avoids bankruptcy and appoints a mediator

  • 08
  • May
    2015

Small business owners and companies have to make serious financial decisions everyday. While some are difficult, it is important to properly and timely address financial concerns related to a business. This also means paying close attention to business debts and taking the time to consider whether initiating a debt relief option is appropriate. This could help determine if the next step is a business bankruptcy filing.

Atlantic City is known well by New Jersey residents and visitors. While this is a popular gambling destination, Atlantic City has been struggling and has considered bankruptcy as a viable option. However, there has been a desire to address these financial issues without necessarily filing for bankruptcy. Therefore, a mediator was recently appointed to address the issues Atlantic City is facing.

How can pedestrian safety in New Jersey be increased?

  • 06
  • May
    2015

New Jersey residents probably notice that pedestrian activity increases as the weather warms up. This means that pedestrians are frequently walking where vehicles are being operated. This presents many risks to pedestrians traveling on or near the roadways. Motorists should take extra precautions to avoid pedestrian accidents.

How can pedestrian safety be increased? The best way to avoid a collision with a pedestrian is to understand when a pedestrian has the right-of-way. In the vast majority of cases, pedestrians have the right-of-way at all intersections. According to the State of New Jersey Vehicle Commission, there is a crosswalk at every intersection. This is true even if there isn't one painted, which is known as an "unmarked crosswalk."

Addressing financial problems regarding New Jersey businesses

  • 01
  • May
    2015

Whether a resident of New Jersey owns and operates a new business or one that has been around for years, any business can run into financial challenges. Some of the hardest challenges to overcome for small businesses involve debt.. Filing for business bankruptcy is sometimes the best choice to make.

The most common forms of bankruptcy for business are known as Chapter 7 and Chapter 11. Chapter 7 is in some ways the most powerful and fastest option, but it involves selling off assets. For this reason, it's often referred to as liquidation bankruptcy. Business owners choose Chapter 7 when they want to shut down operations.

Negligent security and holding a property owner liable

  • 29
  • April
    2015

When one thinks of dangerous property conditions, they may picture a wet floor, a pothole or structures in need of repair. After all, these are all visible signs that the property may not be safe. What one may not consider is that negligent security could also be the cause of a dangerous property condition, particularly when the lack of appropriate security measures results in a violent crime.

Negligent security could be the culprit of serious injuries and even death. What is negligent security? This occurs when a property owner does not fulfill their responsibility to keep people safe while a visitor is on their property. This means implementing security measures to keep the property secured and to protect visitors from violent crimes.

Rebuilding your credit after filing for bankruptcy

  • 24
  • April
    2015

For some New Jersey residents, there comes a point when they must make challenging decisions regarding their finances. Filing for bankruptcy is a powerful tool for those who are drowning in debt. While the bankruptcy process can help eliminate some or all of the debts of an individual, it is important that debtors understand the aftermath of a bankruptcy filing.

When debtors reach a point where their best option to deal with their financial problems is filing for either a Chapter 7 or Chapter 13 bankruptcy, they often ask how the process will impact them immediately and in the future. One major factor to consider is how the bankruptcy process will affect the debtor's credit score. While it is true that individuals who file for bankruptcy will initially see a negative impact on their credit score, it is possible for one's credit to be rebuilt after a bankruptcy.

Scura, Mealey, Wigfield & Heyer, L.L.P. Attorneys at Law

John Scura of Scura, Wigfield, Heyer & Stevens, LLP, serves clients in New Jersey communities including Wayne, Hoboken, Jersey City, Paterson, Elizabeth, Edison, Camden, Clifton, Passaic, East Orange, Newark, Union City, Bayonne, Irvington, North Bergen, West New York, Bloomfield, Paramus, Fair Lawn, Ridgewood, Saddle Brook, River Edge, Emerson, Englewood, Ramsey, Tenafly, Glen Rock, Teaneck, and Hackensack, and in counties including Bergen County, Essex County, Middlesex County, Hudson County, Union County, Passaic County, and Morris County.

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